Private Client Services

Private clients are individuals or families—especially those who manage large estates or with high net worth—whose insurance needs are above and beyond what is typically covered on a standard insurance policy.

Our private client insurance advisors bring additional resources and coverage options catering to unique circumstances and personal insurance needs.

What makes private client insurance different?

We have access to several insurance companies that focus on private client services and policies. This may include higher limits, protection for unique situations, and a hassle-free claims experience. With a private client offering, you can expect:

• A mature, dedicated service team with an extensive background in serving varied needs and expectations.
• Identification of potential areas of loss and a tailored solution to maximize coverage while minimizing cost.
• Complete confidentiality every step of the way.
• Access to the nation’s leading insurance providers, including products designed for private clients.
• An insurance advisor at your side to navigate claims.

What insurance products are available for private clients?

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Automobile

High-value auto insurance goes beyond the standard policy and can provide coverage for many types of vehicles, from daily commuters to classics, antiques, recreational vehicles, and motorcycles. High-value auto insurance offers additional options such as worldwide protection, new car replacement, agreed value, original manufacturers’ parts, and more.

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High-Value Homeowners

High-value home insurance is one of the most important protections we offer in your package, because the coverage goes beyond standard insurance policies. The difference between products can be vast and may cause you to be underinsured. With us, you can also access other types of home insurance, including historic homes, secondary properties, multi-state, rental, and seasonal as well as traditional policies.

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Collections

Protect your most precious possessions with a valuables and collections insurance policy that goes beyond the standard policies offered by mass-market carriers. This type of protection goes above and beyond the coverage included on your homeowners insurance. Valuable items insurance will cover all your special items like jewelry, art, fine china, sport or wine collections, and more.

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Earthquake/Flood

Protection for nature’s most costly and destructive natural forces. Damage or loss due to flooding, landslide, and earthquakes is not covered by homeowners insurance.

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Identity Theft

Essential support, including resolution services, to help victims restore their identity. Everyone is susceptible to identity theft. In 2021, identity theft cost Americans a collective $5.8 billion, and there were 1.4 million reported cases of identity theft.

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Watercraft and Yachts

We insure watercrafts of all sizes and types. Get the watercraft insurance you need with a tailored policy, including options such as worldwide protection, uninsured boater coverage, property coverage for items on board, towing, agreed hull and equipment, and pollution liability.

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Wedding and Private Event Insurance

Everyone loves a good soiree. If you’re one to host said soirees or a wedding, you may want to purchase a temporary private event insurance policy. It will last for the duration of your event and can include venue liability, cancellation, and postponement coverages.

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Excess Liability and Personal Umbrella

Unexpected costs can happen anytime, and you never know whether your standard policy limits will be exceeded. Personal umbrella and excess liability policies are designed to protect you from large claims or judgements. Umbrella insurance can cover things like acts of household staff during the course or their employment, repairing your reputation after a covered loss, and legal counsel from an attorney you chose.

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Contact Us

When our private client insurance agents work with clients like you, we pride ourselves on being helpful and knowledgeable guides. Don’t hesitate to reach out with questions because we are happy to help.

Frequently Asked Questions

• What insurance products are available for private clients?
  • High-value auto
  • High-Value Homeowners
  • Collections
  • Valuable items
  • Identity Theft Essential support, including resolution services
  • Watercraft and Yachts
  • Wedding and Private Event Insurance 
  • Excess Liability and Personal Umbrella
• What makes private client insurance different?

  Higher limits, protection for unique situations, and a hassle-free claims experience.

  With a private client offering, you can expect:

  • A mature, dedicated service team with an extensive background in serving varied needs and expectations.
  • Identification of potential areas of loss and a tailored solution to maximize coverage while minimizing cost.
  • Complete confidentiality every step of the way.
  • Access to the nation's leading insurance providers, including products designed for private clients.
  • An insurance advisor at your side to navigate claims.